Another Coleman Roof Has Met It's Demise!

Discussion in 'Roof/Floor Repair & Maintenance' started by Hammer_2012, Jun 11, 2013.

  1. Hammer_2012

    Hammer_2012 New Member

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    Well it was a sad sight to see but we had a hail storm last night, and another Coleman ABS roof has met it's demise! Our 2001 Utah was in the driveway as were going to clean it up after our weekend trip when a freak 10 min storm blew threw and dropped walnut sized hail. There were no holes in the roof but it left two 10" cracks in the abs. The cracks run from the top of the roof down the side to the roof gasket.

    Not to mention the TV got nailed pretty hard and DW car got some damage too!

    I'm not exactly sure what insurance will do but hopefullly we will get someting for the trailer! [:(]
     
  2. phishheadmi

    phishheadmi Member

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    Make sure you get actual replacement value. If you had a policy on the camper, or it added as a rider on your homeowner's policy it shouldn't be a problem. Don't agree to their first offer if it seems low...they'll tell you there's no negotiating, but there's always room for negotiation. If it's a reasonable settlement, run with it...if not, just flat out refuse to accept the check. My dad had a minor accident in his Jeep Liberty that wound up totaling the vehicle. The insurance co wanted to pay him $14,000 but he argued it and provided evidence (craigslist ads and other used dealer jeeps in the area) that supported a higher price. In the end, they wrote him a check for $17,500. I would think this would be easy to do with campers...seems most fsbo units are 2-3 times book value.
     
  3. JT2

    JT2 Member

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    Hard to tell without pictures, but if it's just roof damage might this be a candidate for some of the coating products talked about in other threads here? Hate to see an otherwise good PUP considered a loss for a damaged roof.

    Just askin', and best of luck.

    /JT
     
  4. ridenred333

    ridenred333 New Member

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    Keep us updated with your insurance battle like to know how it turns out.
     
  5. campermom

    campermom Member

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    Bummer !!!! But I will agree do not take the first number they offer. I went through this with a car as well and was able to get a better more accurate number from the insurance. Be polite but strong.
     
  6. Hammer_2012

    Hammer_2012 New Member

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    Well I hope no one has trouble with a Coleman ABS roof in Manitoba and hope to get some support from the insurance company. We were told there is no hail damage, no dents visible, and that the cracks are basic wear. Meanwhile the TV has almost $4000 damage which was hooked up to the trailer at the time!

    They tried to tell me that because the front and rear panels have cracks in them which are normal wear, that the heavy-duty top is the same. Even though the ABS top and thick and hard like a helmet, and the front and back panels are thin and flimsy.

    I asked them if they had any experience with Coleman abs tops, he answer was that they are hail specialists and this is not hail.

    Grrrr!
     
  7. cfmx

    cfmx New Member

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    My insurance company wrote my Fleetwood/Coleman Niagara off as a total loss because of a crack in the front storage box. Parts are no longer available and therefore can't be fixed. [V]
    Good luck!
     
  8. phishheadmi

    phishheadmi Member

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    Are you on good terms with an attorney? Nothing whips insurance companies into line quicker than the threat of a lawsuit. Not that you'd actually go through the time and expense of a suit...you just need them to think you will. A strongly worded letter from an attorney, along with a letter from a local rv shop stating the unit HAS suffered hail damage should do the trick. Maybe throw in any local weather reports that can prove there was hail in your area. Is the TV policy with the same insurance co? If so, what's their justification for covering one but not the other? If this actually IS hail damage, I wouldn't back down...that's why we carry insurance.
     

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