We put deposit on land that was promised to be titled by mid February, 2015. Still waiting for title now promised for April (this month) Builder picked and contract drawn up. So no, I was expecting our build to start in February not April. I am actually comfortable in PUP. Whife is a bit iffy about PUP but ok mostly. It is free accomodation so we are saving money and earning money on the term investment from the sale of our last house some something positive there. It will be Christmas before we move in at this rate. lucky I love my PUP.